Gifts for friends and family. Life used to be simple. The holidays meant presents for my parents and siblings. Then my family grew with nieces, nephews and new in-laws. Suddenly I need to buy a lot more gifts every year. Don’t let things like gifts surprise you. You already know the common gifts you’ll buy: holiday and birthday presents. What about anniversaries? Or special gifts like graduations? For me, a Rich Life includes preparing for predictable expenses so they don’t surprise me. Planning ahead isn’t “weird”, it’s smart. You already know you’re going to buy Christmas gifts every
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