One thing you want to pay attention to is picking the right dates for your transfers. This is key, but people often overlook it. If you set automatic transfers at weird times, it will inevitably necessitate more work. For example, if your credit card is due on the first of the month, but you don’t get paid until the fifteenth, how does that work? If you don’t synchronise all your bills, you’ll have to pay things at different times and that will require you to reconcile accounts. Which you won’t do. The easiest way to avoid this is to get all your bills on the same schedule. To accomplish this,
...more
