Imagine one day you woke up and you had enough money in your accounts to never work again. In other words, your investments were generating so much money that your money was actually producing more money than your salary. That’s the Crossover Point, first described by Vicki Robin and Joe Dominguez in their book Your Money or Your Life. It’s an incredibly influential idea in personal finance: money makes money and, at a certain point, your money is generating so much new money that all of your expenses are covered. This is also known as being “financially independent” (FI). What can you do once
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