The risk shift also took the form of transferring the responsibility for training to the individual, rather than the employer. In the past, many companies would hire workers with or without college degrees and pay them as they trained them for a specific job. In a factory, someone hired as a packager could get trained up to inspector; a receptionist at an accounting firm could eventually get her CPA. A mining company, for example, would help fund engineering programs at local colleges, and create scholarships for students to attend them. They might not be doing the training themselves, but
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