“The Millennials entered the workforce during the worst downturn since the Great Depression,” she writes. “Saddled with debt, unable to accumulate wealth, and stuck in low-benefit, dead-end jobs, they never gained the financial security that their parents, grandparents, or even older siblings enjoyed.” And now, right when we should be reaching our “peak earning years,” we’re faced with “an economic cataclysm more severe than the Great Recession, near guaranteeing that they will be the first generation in modern American history to end up poorer than their parents.”