We’re the first generation since the Great Depression where many of us will find ourselves worse off than our parents. The overarching trend of upward mobility has finally reversed itself, smack dab into the prime earning years of our lives. We’re drowning in student debt—an estimated $37,000 per debtor—that’s permanently stunted our financial lives. We’re moving in greater numbers to some of the most expensive zip codes in the country, in search of the intense, high-profile job of our dreams. We’re saving far less and devoting far more of our monthly income to paying for childcare, rent or,
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