He works three months a year, to make about 10 percent of what his friends make, and takes the other nine to travel and do all the things that “rich” people say they are going to do but don’t have time for. He considers himself wealthy. John could take this approach and become the “rich poet” he’s always dreamed of being. It’s just a matter of lowering his need for money below his 10 percent income target. It is really about understanding what you want, and how far you are willing to go for it.