What constitutes a “deposit” to one person may not to another. I may think it’s a deposit to take you and your partner out to dinner. But to you, it may be a withdrawal. Maybe you don’t like to eat out with business associates, or you’re on a diet, or you really want to spend the evening at home, but you feel obligated because you don’t want to offend me. Or I may think it’s a deposit to publicly acknowledge you for some positive thing you did. But to you, it may be a withdrawal—even a huge withdrawal—because you wanted your deed to remain anonymous. Always remember: It’s important to know
...more