“I sometimes secretly wish I’d worked for Goldman Sachs right after Yale,” a forty-nine-year-old executive told me. “I feel like I could have retired by now. Or at least be secure about retirement. Sometimes I’m angry about marrying someone with no assets and a mountain of debt. But I think I’m happier having a loving partner. I think. What do I worry about most? Not having money when I’m old. I’m scared about that. I spend a lot of time wishing I could be more at peace with my choices and with the life I have.”