Discussions of our current economic climate tend to evoke a PEBKAC-like response from capitalism’s apologists. Any reported problems, when they are even acknowledged as such, are clearly user errors. Millennials drowning in an ocean of student debt? Workers being paid unliveable wages and forced to work under gruelling conditions? People getting priced out of their hometowns? Clearly all these people are just doing capitalism wrong. They should have hustled more, stopped buying lattes, learned to code.