Still, most users remain unaware of these “rapacious” terms that, as Kim puts it, allow firms “to acquire rights without bargaining and to stealthily establish and embed practices before users, and regulators, realize what has happened.”
like my insurance company refusing to actually repair or cover FUNCTIONAL replacement of my uograded pickup while standing behind "policy." I relentlessly discourage insuring with indiana farm bureau insurance because if it. i am a disabled person and ive had no autonomy due to loss of transportation since october of 2022. It is july of 2023 as i write this.

