One of the most popular views of regeneration in the evangelical world today holds that at regeneration the Holy Spirit simply comes into your life; He indwells you. But even after regeneration (according to this view), you have to respond to the Spirit, to cooperate with Him and put Him in charge of your life, because it’s possible for you to be regenerate, indwelt by the Holy Spirit, and yet never bring forth any fruits of obedience. You can become what some call “a carnal Christian.”
