we are debtors who can’t possibly pay our debts. Every time I break God’s law, I become a debtor. My debt to Him is infinite. That’s why it’s foolish to think that we can work our way into heaven, because perfection is required of us. And if we sin just once, there’s nothing we can do to make up for that sin, because we were already required to be perfect. So we are debtors who can’t possibly pay our debts.

