Whatever I was going to do, I wanted it to be 100 percent aboveboard. Everything had to be legal, with no sleazy tricks. Every strategy or tax break I employed needed to be an intentional one provided by the government. I did not want to escape my cubicle prison only to land in a real one. This “no sneaky tricks” restriction had the benefit of eliminating 90 percent of my reading material, and once the noise was gone, the answer was simple. I could eliminate my tax burden, using legal tools available to everyone: tax-deferred accounts like 401(k)s, tax-sheltered accounts like Roth IRAs, the
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