The Scarcity Mind-set teaches us that money is precious. The Entitlement Mind-set enables us to kick the can of personal responsibility down the road. But we all need to learn to protect ourselves from those scary inevitabilities like layoffs and outsourcing. We need to learn how to save ourselves. To do that, we build our own safety net. Your safety net needs to feed you, clothe you, and pay for the occasional kick-ass vacation to Aruba, all without relying on a job or the government—neither of which is as reliable as it used to be. If you become your own safety net, it won’t matter whether
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