Step 2: Eliminate Baseline Costs That Hurt but You’ll Get Used To Next find ways to make expense cuts that may cause you some amount of discomfort but you’ll get used to. For me, it was jogging to work. For you, it may be cooking at home, biking to work, or buying used things instead of new. There will be an adjustment period, but once your nucleus accumbens kicks in, your happiness level will return to baseline.

