To help protect us from the damage of really loud noises, we have something called an acoustic reflex, in which a muscle jerks the stapes away from the cochlea, essentially breaking the circuit, whenever a brutally intense sound is perceived, and it maintains that posture for some seconds afterward, which is why we are often deafened after an explosion. Unfortunately, the process is not perfect. Like any reflex, it is quick but not instantaneous, and it takes about a third of a second for the muscle to contract, by which point a lot of damage can be done.