When our kids were born, in 2007, 2008, and 2012, their grandparents each gave them $5,000 for us to invest in a single stock on their behalf. We picked different stocks, and the stock market has been pretty tumultuous since then, so the children now have very different amounts of money. One of the kids ended up in a particularly good stock and now has $20,000 more than either sibling and at one point it was $30,000. Should we equalize it to make things fair? No. This is part of the risk conversation. Life is not fair, the stock market is not fair, and so much depends on both what you invest
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