did hear from one family who had an interesting twist on the three jars that I’m considering using myself. The parents, for a variety of reasons, don’t want their kids spending all of their allowance on accumulating more material stuff. So they require that the children use a certain percentage of their money for experiences rather than things. If you do this too, make the reason explicit and repeat it often: Our family thinks we can have even more fun doing things together that help us make great memories than buying things that may not last very long.