As the USDA’s loans were usually made through local banks, the people on the receiving end of them were often unaware of where the money was coming from. There were many stories very like the one Tom Vilsack told, about a loan they had made, in Minnesota, to a government-shade-throwing, Fox News–watching, small-town businessman. The bank held a ceremony and the guy wound up being interviewed by the local paper. “He’s telling the reporter how proud he is to have done it on his own,” said Vilsack. “The USDA person goes to introduce herself, and he says,‘So, who are you?’ She says,” I’m the USDA
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