Do yourself the favor of not having to revisit this question multiple times and choose a phrase that shuts the conversation down more efficiently. It could be “That’s not in the budget,” “That’s not a priority for us,” “Spending less will give us more time together as a family,” or something more pointed like “That would slow my progress.” We went with a more simple phrase that was quite effective at ending the discussion: “We’re not going to be able to do that right now.” •
