person under the age of 55 is 69.7% likely to have zero net worth, or negative net worth. ✓- An estimated 54% of all households in the United States have less than $100,000 in net worth. ✓- 83% of all “under 35” households had a net worth less than $100,000. ✓- A person in the 35–44 age range has a median net worth of $18,197 excluding home equity. ✓- A person in the age 45–54 group has a median net worth of $38,626, excluding home equity.