You’ve learned the power of becoming a long-term investor who doesn’t trade in and out of the market, who stays the course without getting shaken and stirred by corrections or crashes. • You’ve learned that the vast majority of actively managed mutual funds overcharge for underperformance, which is why you’re so much better off with inexpensive index funds that you can hold for many years. • You’ve learned that excessive fees have a devastating effect, like termites eating away at the foundations of your financial future. • And you’ve learned how to find an independent advisor who truly
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