Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

by T. Harv Eker

“It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time.”

“The key to success is to raise your own energy; when you do, people will naturally be attracted to you. And when they show up, bill ’em!”

WEALTH PRINCIPLE: Your income can grow only to the extent you do!

We live in at least four different realms at once. These four quadrants are the physical world, the mental world, the emotional world, and the spiritual world. What most people never realize is that the physical realm is merely a “printout” of the other three.

Money is a result, wealth is a result, health is a result, illness is a result, your weight is a result. We live in a world of cause and effect.

A lack of money is never, ever, ever a problem. A lack of money is merely a symptom of what is going on underneath.

When the subconscious mind must choose between deeply rooted emotions and logic, emotions will almost always win.

enough.” No amount of money, or anything else for that matter, will ever be enough for people who feel they are not good enough themselves.

Consciousness is observing your thoughts and actions so that you can live from true choice in the present moment rather than being run by programming from the past.

Rich people believe “I create my life.” Poor people believe “Life happens to me.”

When you are complaining, you become a living, breathing “crap magnet.”

You have to make darn sure not to put yourself in the proximity of complainers. If you absolutely have to be nearby, make sure you bring a steel umbrella or the crap meant for them will get you too!

Rich people play the money game to win. Poor people play the money game to not lose.

Rich people are committed to being rich. Poor people want to be rich.

The number one reason most people don’t get what they want is that they don’t know what they want.

It’s important to know that four factors determine your value in the marketplace: supply, demand, quality, and quantity.

Most people choose to play small. Why? First, because of fear. They’re scared to death of failure and they’re even more frightened of success. Second, people play small because they feel small. They feel unworthy. They don’t feel they’re good enough or important enough to make a real difference in people’s lives.

It’s time to stop needing and start leading.

Rich people focus on opportunities. Poor people focus on obstacles.

If you want to get rich, focus on making, keeping, and investing your money. If you want to be poor, focus on spending your money.

Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.

“If you want to fly with the eagles, don’t swim with the ducks!”

Rich people hang around with winners. Poor people hang around with losers. Why? It’s a matter of comfort. Rich people are comfortable with other successful people.

Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

Rich people are bigger than their problems. Poor people are smaller than their problems.

The secret to success, my friends, is not to try to avoid or get rid of or shrink from your problems; the secret is to grow yourself so that you are bigger than any problem.

One of the reasons rich people are bigger than their problems goes back to what we discussed earlier. They don’t focus on the problem; they focus on their goal. Again, the mind generally focuses on one predominant thing at a time. Meaning that either you are whining about the problem or you are working on the solution. Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again. Poor and unsuccessful people are problem-oriented. They spend their time and energy bitching and complaining and seldom come up with anything creative to alleviate the problem, let alone make sure it doesn’t happen again.

Rich people are excellent receivers. Poor people are poor receivers.

Poor people prefer to be paid a steady salary or hourly wage. They need the “security” of knowing that exactly the same amount of money is coming in at exactly the same time, month in, month out. What they don’t realize is that this security comes with a price, and the cost is wealth.

Rich people think “both.” Poor people think “either/or.”

The true measure of wealth is net worth, not working income.

Until you show you can handle what you’ve got, you won’t get any more!

The habit of managing your money is more important than the amount.

passive business income options we discussed. Unfortunately, almost everyone has a money blueprint that is set for earning working income and against earning passive income.

power to make choices. It’s a matter of priorities. Poor people choose now, rich people choose balance.

Rich people buy assets, things that will likely go up in value. Poor people buy expenses, things that will definitely go down in value. Rich people collect land. Poor people collect bills. I’ll tell you the same thing I tell my kids: “Buy real estate.” It’s best if you can purchase property that can produce positive cash flow, but as far as I’m concerned, any real estate is better than no real estate. Sure, real estate has its ups and downs, but in the end, be it five, ten, twenty, or thirty years from now, you can bet it will be worth a heck of a lot more than it is today, and it could be all you need to get rich.

Rich people see every dollar as a “seed” that can be planted to earn a hundred more dollars, which can then be replanted to earn a thousand more dollars.

Don’t wait to buy real estate. Buy real estate and wait.

‘If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.’

Poor people and most of the middle class are not willing to be uncomfortable. Remember, being comfortable is their biggest priority in life. But let me tell you a secret that only rich and highly successful people know: being comfortable is highly overrated. Being comfortable may make you feel warm, fuzzy, and secure, but it doesn’t allow you to grow. To grow as a person you have to expand your comfort zone. The only time you can actually grow is when you are outside your comfort zone.

Nobody ever died of discomfort, yet living in the name of comfort has killed more ideas, more opportunities, more actions, and more growth than everything else combined. Comfort kills!

If your goal in life is to be comfortable, I guarantee two things. First, you will never be rich. Second, you will never be happy. Happiness doesn’t come from living a lukewarm life, always wondering what could have been. Happiness comes as a result of being in our natural state of growth and living up to our fullest potential.

Rich people constantly learn and grow. Poor people think they already know.

them broke or struggling. One of my more famous lines is “You can be right or you can be rich, but you can’t be both.” Being “right” means having to hold on to your old ways of thinking and being. Unfortunately,

“If you keep doing what you’ve always done, you’ll keep getting what you’ve always got.”

“You take yourself with you wherever you go.” If you grow yourself to become a successful person, in strength of character and mind, you will naturally be successful in anything and everything you do.

the goal of creating wealth is not primarily to have a lot of money, the goal of creating wealth is to help you grow yourself into the best person you can possibly be.

To get paid the best, you must be the best.