Vineet Sethi

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The outer laws include things like business knowledge, money management, and investment strategies. These are essential. But the inner game is just as important. An analogy would be a carpenter and his tools. Having top-of-the-line tools is imperative, but being the top-notch carpenter who masterfully uses those tools is even more critical.
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Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth
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