Five, if you want to invest in managed funds, start learning. Read through the Mint50 coverage (http://bit.ly/1Kd4Mhv). Go through the Value Research data (http://bit.ly/1KYChan) and Morningstar ratings (http://bit.ly/1TjoxZy). Some smart investors run their funds past all the three metrics to see if they pass the test. Take a considered decision that you can own. Not investing in equity is not an option. You may as well understand the road rules of investing.

