It is never the ‘right’ time to begin investing. You feel you are too poor or too young or too dumb to begin. The right time is now. No matter what your age, stage or circumstance is, you need to begin investing right away. But investing according to a plan. You are doing OK if … you are committed to drawing up an investment plan; you have written down your near-, medium- and long-term goals; you have put a monetary value to these goals; you understand what amount you need to invest today.
