Seven, ask for a list of ‘day-care’ procedures that don’t need you to stay for twenty-four hours in a hospital any more. Procedures and treatment such as a cataract surgery or surgery for a ligament tear (there is a standard list of 130 such procedures) are treated as ‘day-care’ procedures and are covered. Check the details of the day-care clause, what will be covered, how much will be paid and how long you have to stay to claim.
