If you are buying from an agent, ask him to show you the price comparison at ten-year differences. If you are forty, ask for the price of the policy as it is today when sold to a fifty-, sixty- and seventy-year-old. If he can’t do the work, find another agent. He will be getting a commission on your purchase now and every year after you buy. Let him earn this commission by doing the work that you want him to do. Don’t get distracted by the sales spiel.
