It is not that suffering or failure might happen, or that it will only happen to you if you are bad (which is what religious people often think), or that it will happen to the unfortunate, or to a few in other places, or that you can somehow by cleverness or righteousness avoid it. No, it will happen, and to you! Losing, failing, falling, sin, and the suffering that comes from those experiences—all of this is a necessary and even good part of the human journey.