Refusing to forgive a family member is one of the main reasons people are stuck for years, unable to separate from their dysfunctional families. They still want something from them. It is much better to receive grace from God, who has something to give, and to forgive those who have no money to pay their debt. This ends your suffering, because it ends the wish for repayment that is never forthcoming and that makes your heart sick because your hope is deferred (Prov. 13:12).

