But that’s the thing about being targeted by an algorithm: you get a sense of a pattern in the digital noise, an electronic eye turned toward you, but you can’t put your finger on exactly what’s amiss. There is no requirement that you be notified when you are red-flagged. There is no sunshine law that compels companies to release the inner details of their digital fraud detection systems. With the notable exception of credit reporting, we have remarkably limited access to the equations, algorithms, and models that shape our life chances.
