J. P. Morgan Sr. once told a jeweler of his acquaintance that he was interested in buying a pearl scarf-pin. Just a few weeks later, the jeweler happened upon a magnificent pearl. He had it mounted in an appropriate setting and sent it to Morgan, together with a bill for $5,000. The following day the package was returned. Morgan’s accompanying note read: “I like the pin, but I don’t like the price. If you will accept the enclosed check for $4,000, please send back the box with the seal unbroken.” The enraged jeweler refused the check and dismissed the messenger in disgust. He opened up the box
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