When the time came to start another company, my wife (who continues to impress me every day!) pointed out that I was happiest when working on building PayPal, not when it went public or was acquired. She suggested I consider going back to my entrepreneurial roots in financial services. Having stayed far away from financial services for over a decade, I co-founded Affirm. Very different from PayPal, but with many overlapping concepts and related challenges. Daily work at Affirm can be just as challenging and difficult as it was during PayPal, but I am once again working in my sweet spot and
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