You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

by Jesse Mecham

You may not like the truth, but you’ll be better off.

The goals are what matter. As long as you keep moving toward them, you’re succeeding.

Do what’s necessary to get through the punches and keep budgeting. Let the experience motivate you to reach your financial goals.

Changing my budget is not failing.

The longer you can wait to use your money, the more control you have. The less you can, the more circumstances control you.

It’s nearly impossible to see clearly when you’re living paycheck to paycheck. You’re just surviving at that point.

Debt is not an option. Let this be your new mantra. Debt is not an option. Record and play it in a continuous loop if you have to, because once you pay off your debt you cannot slide back into it.

The equation is simple—the effort is hard. Don’t let that stop you. Nobody has ever accomplished anything great without consistent hard work.

As long as you’re budgeting, you’re succeeding.

Set realistic goals and work your way toward them slowly.

Progress will happen as long as you keep being intentional with your dollars.

When you’re feeling discouraged, just think of where you’d like to be three months, six months, or a year from now. Keep budgeting, even if it’s not perfect (it never will be!), and don’t look back. You’ll be amazed at what you can accomplish. You can do this. Today. Right now.