goes straight to your savings for the new month. • Budget windfalls to next month. We all have them at some point. If your money isn’t as old as you’d like, use a windfall to get ahead by budgeting it to a future month. The stress relief will feel so much better than the temporary happiness any new purchase can bring. Remember, anyone can do this—it just takes a smart blend of goal setting, tenacity, and patience. It’s totally worth it.
