The same goes when you’re budgeting with a partner, only we encourage couples to up the ante by having a no-questions-asked “personal fun money” stash for each of you. We still want you to have those joy-inducing categories—eating out, shopping, whatever. But “personal fun money” is a little different. In this case, neither of you has to answer to the other about what you did with your loot. If you decide to fold yours into origami cranes and fly them off a cliff, that’s your choice.