David

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Now they have total control over their friends’ and siblings’ birthday gifts. They get excited thinking about what to buy, and even spy for clues on what a friend might like when they’re hanging out. They’d barely thought about it before. Julie or I would just pick up a gift while running errands. Paying for it themselves has made them more thoughtful gifters. It’s fun to watch as a parent.
You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
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