within those parameters. If my kids want to buy something outside their budget I try to remind them they’ll need to shift their dollars to fit in the purchase. They’re usually quick to decide: nix the new thing or shift their priorities. They never see it as failure—they’re just changing their minds about their priorities. Awhile back, Todd’s son Oliver was saving up for a few different toys (Legos, Minion figures, Pokémon cards, and a couple of other top priorities—hey, he’s nine).