Not only were they prepared thanks to their emergency fund; they’d been so used to living below their means to reach their financial goals that they didn’t even need to touch that cash. “We definitely had to roll with the punches by adjusting our spending after May. We also stopped putting money into our savings. That combo kept us from having to dip into our emergency fund, which was huge. You work so hard to build that up, you really don’t want to spend it!”
