You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

by Jesse Mecham

A concrete system for making financial decisions tailored to the life you want. That system is your budget. A new mindset for looking at your money in ways you never have before. That mindset is YNAB’s Four Rules.

being proactive,

Age Your Money, gets you working toward spending money you earned at least thirty days ago. When

But you do need to pay close attention to what you’re

doing with your money so it supports your priorities. YNAB gets you to be very intentional with your money—the complete opposite of autopilot—but