Joseph’s credit was good. His imposing temple, which had cost between $60,000 and $70,000, was deemed excellent security, despite the $13,000 debt hanging over it; and a big steam mill in which he had invested thousands of dollars was expected soon to begin making money. He borrowed everywhere — in sums ranging from a $350 loan from the Painesville bank to a six-month credit for goods in Cleveland and Buffalo amounting to $30,000.$

