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WTF?: What's the Future and Why It's Up to Us, by Tim O'Reilly

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in a sense, Apple Pay was payments for everyone who hadn’t caught up with the fact that truly disruptive services had already done away with the old payment model.
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WTF?: What's the Future and Why It's Up to Us
WTF?: What's the Future and Why It's Up to Us
by Tim O'Reilly
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