she had no employer to withhold taxes, I took additional withholding from my paycheck. It wasn’t enough, and we were staggered when we filed our taxes at year’s end. We owed an additional thirteen thousand dollars. The amount was unbelievable. We weren’t rich. We had spent six child-raising years living off a single income, and we had hoped that Juli’s return to work would allow us to put more money aside. The tax bill erased our savings; it was heartbreaking.
