Is your boss in a nasty, irritable mood? Maybe you’d be better off feigning an emergency and postponing your annual performance review until next week. You have a bad hand, and rather than risk losing even more money, the smart move is to fold and wait for a better opportunity. There’s undoubtedly something romantic about the fatalistic approach of marching into the jaws of death or some more civilized equivalent, but it’s not a strategy that will help you win at either poker or life.