Have you ever filed for bankruptcy or Chapter 11? No, but I wish I had thought about that shit years ago before I decided to overdraw on an old bank account. DO NOT WALK AWAY FROM AN OVERDRAWN CHECKING ACCOUNT, FRIENDS. Why didn’t anyone ever teach me that shit? I mean, someone should write a primer for adulthood that’s just two or three sentences long: 1. WEAR CLOTHING THAT ACTUALLY FUCKING FITS. 2. BUY DRUGS FROM REPUTABLE DEALERS ONLY. 3. DO NOT WALK AWAY FROM AN OVERDRAWN CHECKING ACCOUNT. I could have been such a better human.