An American Sickness: How Healthcare Became Big Business and How You Can Take It Back

by Elisabeth Rosenthal

Health insurance cooperatives are a type of not-for-profit insurance—member owned and directed—that was established by the ACA. Strictly speaking, these plans are not really “new,” but more a rebirth of the original not-for-profit Blue Cross Blue Shield–style plans. Their only real mission is to use their members’ premiums to deliver higher-quality, cost-effective healthcare.