Kalidasan

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For most people it is easier and safer if they just save their money, buy into an index fund anytime there is a bear market, and then just hold it forever. Then when they retire, they can sell it off as needed.
Tao of Charlie Munger: A Compilation of Quotes from Berkshire Hathaway's Vice Chairman on Life, Business, and the Pursuit of Wealth With Commentary by David Clark
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