It is simply not possible to time the market, regardless of all the heavily credentialed gurus on CNBC and the like who claim they can. The market is the most powerful wealth-building tool of all time. The market always goes up and it is always a wild and rocky ride along the way. Since we can’t predict these swings, we need to toughen up mentally and ride them out. I want my money working as hard as possible, as soon as possible.