Leury Pichardo

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VBTLX in the IRA, as it is tax-inefficient. VTSAX in the Roth IRA, because this is the last money I would spend and the money most likely to be left to my heirs. Roths are an attractive asset to leave upon your death and, since this is my most long-term money, the growth prospects of VTSAX make it the preferred investment here.
The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life
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